Georgia Debt Consolidation

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Debt Consolidation or Debt Management can work for you in Georgia?

Using a Debt Management Plan (DMP), our Georgia lawyers will help you Consolidation your Debt without a loan. All your unsecured debts in Georgia will be consolidated into one payment, paid monthly. The consolidated monthly payment we set up for you will usually be less than what you paying, in total, for all of your debts, previously.

This is the recommended method used by our lawyers and other Credit Counseling Agencies in Georgia.

Click here to read more about Debt Management Plans (DMP) and the Debt Settlement Process.

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Georgia Economy

Georgia's 2007 total gross state product was $396 billion. Its Per Capita personal income for 2007 puts it 37th in the nation at $33,499. If Georgia were a stand-alone country, it would be the 28th largest economy in the world.

There are 15 Fortune 500 companies and 26 Fortune 1000 companies with headquarters in Georgia, including such names as Home Depot, UPS, Coca Cola, Delta Air Lines, AFLAC, Southern Company, and SunTrust Banks. Georgia has over 1,700 internationally headquartered facilities representing 43 countries, employing more than 112,000 Georgians with an estimated capital investment of $22.7 billion.

Agriculture and industry

Georgia's agricultural outputs are poultry and eggs, pecans, peaches, peanuts, rye, cattle, hogs, dairy products, turfgrass, tobacco, and vegetables. Its industrial outputs are textiles and apparel, transportation equipment, cigarettes, food processing, paper products, chemical products, electric equipment. Tourism also makes an important contribution to the economy. Georgia is home to the Granite Capital of the World (Elberton). Atlanta has been the site of enormous growth in real estate, service, and communications industries.

Atlanta has a very large effect on the state of Georgia and the Southeastern United States. The city is an ever growing addition to communications, industry, transportation, tourism, and government.

Food is also a major industry in Georgia, with widespread farms producing peanuts, corn, and soybeans across middle and south Georgia. The state is the number one producer of pecans in the world, with the region around Albany in southwest Georgia being the center of Georgia's pecan production. Gainesville in northeast Georgia touts itself as the Poultry Capital of the World.

Industry in Georgia is quite diverse. Major products in the mineral and timber industry include a variety of pines, clays, stones, and sands. The clay palygorskite, known as attapulgite, was named because of its abundance near the Decatur County town of Attapulgus in the deep southwest corner of the state. Attapulgite has numerous medical, cosmetic, and industrial uses. Textile industry is located around the cities of Rome, Columbus, Augusta, Macon and along the I-75 corridor between Atlanta and Chattanooga, TN to include the towns of Cartersville, Calhoun, Ringgold, and Dalton—the Carpet Capital of the World.

With its great population base and location along major transportation routes, Atlanta is a leading center of tourism, transportation, communications, government, and industry. Some industries there include automobile and aircraft manufacturing, food and chemical processing, printing, publishing, and large corporations. Some of the corporations headquartered in Atlanta are: Arby's, Chick-fil-A, The Coca-Cola Company, Georgia Pacific, Hooters, ING Americas, Cox, and Delta Air Lines. Major corporations in other parts of the state include: Aflac, CareSouth, Home Depot, Newell Rubbermaid, Primerica Financial Services, United Parcel Service, Gulfstream Aerospace, Waffle House and Zaxby's.

Georgia has one of the strongest military presence in the country. Several United States military installations are located in the state including Fort Stewart, Hunter Army Airfield, Naval Submarine Base Kings Bay, Fort Benning, Moody Air Force Base, Robins Air Force Base, Naval Air Station Atlanta, Fort McPherson, Fort Gillem, Fort Gordon, Marine Corps Logistics Base Albany Dobbins Air Reserve Base, Coast Guard Air Station Savannah and Coast Guard Station Brunswick. However, due to the latest round of BRAC cuts, Forts Gillem and McPherson will be closing and NAS Atlanta will be transferred to the Georgia National Guard.

Energy use and production

Georgia's electricity generation and consumption are among the highest in the United States, with coal being the primary electrical generation of fuel. However, the state also has two nuclear power plants which contribute less than one fourth of Georgia's electricity generation. The statistics are 75% coal, 16% nuclear, 7% oil and natural gas, and 1% hydroelectric/other. The leading area of energy consumption is the industrial sector because Georgia "is a leader in the energy-intensive wood and paper products industry".

State taxes

Georgia's personal income tax ranges from 1% to 7% within six tax brackets. There is a 4% state sales tax, which is not applied to prescription drugs, certain medical devices, and groceries. Each county may add up to a 2% SPLOST. Counties participating in MARTA have another 1%. The city of Atlanta (in two counties, roughly 90% in Fulton and 10% in Dekalb) has the only city sales tax (1%, total 8%) for fixing its aging sewers. Local taxes are almost always charged on groceries but never prescriptions. Up to 1% of a SPLOST can go to homestead exemptions (the HOST). All taxes are collected by the Georgia Department of Revenue and then properly distributed according to any agreements that each county has with its cities.